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Financial advice for an independent life

A wealth advisory firm that empowers you to retire earlier and manage your own money.

Book My Free Consultation

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Transparent, flat-fee advice

Many advisors charge a percentage of your assets every year, a large cost that can erode your wealth over time. We charge a simple flat fee instead, so you always know exactly what you're paying, and the money you'd otherwise lose to large asset management fees stays invested.

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Holistic financial planning

We look at the full picture: life goals, early retirement planning, investment strategy, banking and cash, budgeting, debt, family planning, and education planning. Every part of your plan is designed to work together, turning each decision into a step toward financial independence.

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Traditional financial planning is outdated, and most advisors still follow the same old playbook. Learn from someone who actually achieved financial independence and knows what it takes. You'll get honest, practical advice grounded in what works in real life, not just on paper.

Real experience, not theory

Why most people don’t achieve financial independence

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Supporting Kids & Family on burgundy background

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How much are you overpaying in fees?

The average investor pays $369,047 in lifetime fees for investing and banking!

A bar chart illustrating total fees in dollars and cents for a specific investment or account. The fees include $17,661 for banking fees, $144,633 for IRA fees, $206,753 for 401(k) fees, and the overall total is not visible in this part of the chart.

→ Most people don't know how much they pay in fees.
The average guess is around $2,000, but the real cost can easily add up to multiple six figures over your lifetime. We offer transparent, flat-fee advice, cutting out large asset management fees and passing the savings back to you.

Source: Nerdwallet

We offer transparent, flat-fee advice, cutting out the large asset management fees and passing the savings back to you

Meet your Financial Advisor

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A registered Financial Advisor, Brenton Anderson began his career at one of Wall Street's largest wealth management firms and achieved Financial independence before the age of 30.

He built Independent Wealth to pull back the curtain on the traditional financial system and share the strategies of the wealthiest investors, without the big Wall Street fees.

Brenton empowers his clients to take ownership of their personal journey to financial independence and keep money in their own hands.

How we work together

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A practical roadmap to early retirement with a custom timeline and net worth target built around your life goals. It’s integrated with your budget, so you know exactly how much you need to save. We plan for details that are easy to overlook, like how to access retirement funds before traditional retirement age and a sustainable withdrawal strategy. Best of all, you get real-life advice from someone who achieved financial independence and knows firsthand what it takes.

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We update the asset allocation across all of your accounts, from your 401(k) and IRAs to your brokerage, HSA, and 529 plan. Rather than treating each account as separate, we view your portfolio as a whole, so every account plays a coordinated role. That includes placing the right investments in the right accounts for tax efficiency, aligning your allocation with your risk tolerance and timeline, and rebalancing as markets shift.

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Growing your income is one of the fastest ways to accelerate your timeline to financial independence. Whether you're advancing your career or building a business, we'll develop strategies to increase what you earn. Over the long term, we focus on transforming your income from active to passive, while structuring your investment income to be as tax-efficient as possible.

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We make sure your cash is working as hard as you are, positioning it to earn the highest interest rates possible. Together, we'll determine how much cash you actually need, from your emergency fund to upcoming expenses, and how much should be invested. The result is a clear system that keeps you secure while protecting your cash from losing value to inflation.

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We create a detailed budget that aligns directly with your early retirement plan. We map out every major line item that makes up your cost of living, so you have a complete and honest picture of where your money goes. From there, we identify optimizations and practical ways to lower your spending, helping you accelerate your timeline without sacrificing what matters most.

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A strategic plan to accelerate your payoff across every type of debt, including credit cards, auto loans, and student loans. We'll help you decide which balances to prioritize, explore options like refinancing or repayment programs, and make sure paying down debt doesn't come at the expense of building wealth.

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Whether you have kids or are planning to, a growing family can have a big impact on your budget and timeline. We build those costs into your plan from the start, so your family and portfolio grow together. When it comes to education, we'll compare the many 529 plans and determine which is the best fit for you, including how much to contribute and when.

The process

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Free Consultation

We start by getting to know you and giving you a clearer understanding of your current financial situation, including how much you may be overpaying in fees. You'll leave with practical guidance you can start using right away, whether we work together or not.

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Onboarding

Onboarding is fully digital, streamlined, and built with your security in mind. Your information is protected and kept strictly confidential, and we guide you through each step of our clearly defined process.

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Discovery

We dive deep into every aspect of your financial life, including your investments, banking, budget, debt, family plans, and long-term goals. Nothing is overlooked, so your plan is built on a complete understanding of where you are and where you want to go.

Strategy

We deliver a holistic plan for financial independence, tailored to your goals and timeline. Every part of it, from investment strategy to retirement and education planning, is designed to work together.

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Implementation

We guide you step-by-step as you put your plan into action. You stay in control of your investments, with expert guidance every step of the way. You get a detailed implementation plan with a prioritized list of action items.

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Membership & Ongoing Support

Your plan evolves as your life and the markets change. You'll receive ongoing guidance, regular check-ins, and direct access to your advisor. We hold you accountable to your goals and make sure your plan stays on track over time.

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Book my free consultation

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A relaxed, one-on-one conversation designed to bring clarity and confidence to your finances. Everything you share is strictly confidential. Here's what we'll cover together:

Get a better understanding of your finances: We'll review everything from your banking and investment accounts to your lifestyle and goals.
Identify what's holding you back: We'll pinpoint the specific obstacles standing between you and financial independence.
See how much you're paying in hidden fees: We'll uncover exactly how much you may be overpaying in banking and investment fees, and what that could cost you over time.
Actionable next steps: You'll leave with practical guidance you can put to use right away, whether we work together or not.

Get Started